How to get credit card from any bank ?

 generally banks ask for few requirements which has to be complied for,

  1. Income Tax return for 2 to 3 years, salary certificate in case of employees (working under any organisation) based on policies of banks.
  2.  Latest Bank statement for last 3 months.
  3.  address as well as ID proof of applicant.


Above Documents should be given along with application of credit card to the Bank by applicant of credit card. Bank always vouch for gross total income & taxable income of the applicant as declared in the income tax return. If income of the applicant is below the taxable slab, than bank may reject application.

It is advisable here to applicants atleast pay nominal amount of tax in the last income tax return filed to avoid rejection of application and make the same eligible for credit card required document.

Once bank is satisfied from income criteria of applicant, all the documents as submitted to bank are processed. Bank will issue credit card as per the limit of banking guidlines.

Posted 4 years, 3 months ago by MANOJ SHARMA


I also advise that, If you will use credit card care lessly for your unwanted needs, it will increase your debt burden.

But if you use smartly for your real requirements  in case of crises, of courss you will get satisfaction and feel happy.


" Smart Peoples Never Face Problem of Less Budget, Because they easily get good Gdget." 

Posted 4 years, 3 months ago by MANOJ SHARMA

Very good information. This post emphasis the need of filing income tax returns.

Thank You.

Posted 4 years, 3 months ago by CA Pulkit Sharma

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