IFSC Code, MICR Codes for INDIAN OVERSEAS BANK in KERALA - ERNAKULAM - KOCHI - KOCHI

INDIAN OVERSEAS BANK RTGS HO Branch in KOCHI - Address, IFSC, MICR Code


IFSC Code

IOBA0000019

MICR Code

682020005

Branch

KOCHI

Contact

2229548

Address

VI 1147 KOTTUKULAM ROAD KOCHI PIN 682002

City

KOCHI

District

ERNAKULAM

State

KERALA





What is IFSC Code of INDIAN OVERSEAS BANK situated at KOCHI- RTGS-HO?
IFSC Code of INDIAN OVERSEAS BANK situated at KOCHI - RTGS-HO is

IOBA0000019

What is the meaning of IFSC Code, MICR Codes in Banking industry?
IFSC or Indian Financial System Code is the code allocated to all banks branches. Bank branches use this code to participate in RTGS and NEFT transactions.

What is the significance of IFSC Code and how we can use it?
IFSC Code is a 11 digit code and we can use this code to communicate between different branches of different banks. Upon receiving the request for fund transfer it is easy for a bank to identify the payee branch. First four characters are code of bank, last six digits are branch code and fifth character is left 0, for any future use.