IFSC Code, MICR Codes for INDIAN OVERSEAS BANK in KERALA - KOTTAYAM - CHANGANASSERY - CHENGANACHERRY

INDIAN OVERSEAS BANK RTGS HO Branch in CHANGANASSERY - Address, IFSC, MICR Code


IFSC Code

IOBA0000648

MICR Code

686020052

Branch

CHENGANACHERRY

Contact

2420863

Address

THOTACHERRY BUILDING COLLEGE ROAD CHENGANACHERRY PIN 686101

City

CHANGANASSERY

District

KOTTAYAM

State

KERALA





What is IFSC Code of INDIAN OVERSEAS BANK situated at CHENGANACHERRY- RTGS-HO?
IFSC Code of INDIAN OVERSEAS BANK situated at CHENGANACHERRY - RTGS-HO is

IOBA0000648

What is the meaning of IFSC Code, MICR Codes in Banking industry?
IFSC or Indian Financial System Code is the code allocated to all banks branches. Bank branches use this code to participate in RTGS and NEFT transactions.

What is the significance of IFSC Code and how we can use it?
IFSC Code is a 11 digit code and we can use this code to communicate between different branches of different banks. Upon receiving the request for fund transfer it is easy for a bank to identify the payee branch. First four characters are code of bank, last six digits are branch code and fifth character is left 0, for any future use.