IFSC Code, MICR Codes for INDIAN OVERSEAS BANK in PUNJAB - GURDASPUR - GURDASPUR - DUGRI

INDIAN OVERSEAS BANK RTGS HO Branch in GURDASPUR - Address, IFSC, MICR Code


IFSC Code

IOBA0003145

MICR Code

141020029

Branch

DUGRI

Contact

28584896

Address

SCO 1 2 3 HALF PART NITESH VIHAR VILLAGEDURGI DHANDRAN ROADLUDHIANA 141013

City

GURDASPUR

District

GURDASPUR

State

PUNJAB





What is IFSC Code of INDIAN OVERSEAS BANK situated at DUGRI- RTGS-HO?
IFSC Code of INDIAN OVERSEAS BANK situated at DUGRI - RTGS-HO is

IOBA0003145

What is the meaning of IFSC Code, MICR Codes in Banking industry?
IFSC or Indian Financial System Code is the code allocated to all banks branches. Bank branches use this code to participate in RTGS and NEFT transactions.

What is the significance of IFSC Code and how we can use it?
IFSC Code is a 11 digit code and we can use this code to communicate between different branches of different banks. Upon receiving the request for fund transfer it is easy for a bank to identify the payee branch. First four characters are code of bank, last six digits are branch code and fifth character is left 0, for any future use.